trueandfaircalculator.com Report : Visit Site


  • Ranking Alexa Global: # 14,589,287

    Server:Apache...
    X-Powered-By:PHP/5.6.37

    The main IP address: 185.151.28.150,Your server -,- ISP:-  TLD:com CountryCode:-

    The description :skip to main content about us charities & projects statistics contact calculator true & fair investment calculator investments calculator calculator -- about us model charities & projects...

    This report updates in 14-Aug-2018

Created Date:2012-05-22
Changed Date:2017-05-15
Expires Date:2022-05-22

Technical data of the trueandfaircalculator.com


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DNS

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HtmlToText

skip to main content about us charities & projects statistics contact calculator true & fair investment calculator investments calculator calculator -- about us model charities & projects assumptions statistics cost & fees template & guide contact -- about us the true and fair calculator is a not-for-profit business established to provide uk consumers with a public informaiton and comparison service for investment and pensions fees and costs, so users can make fully informed decisions prior to purchase. the true and fair investment calculator, launched in may 2013 , was the brainchild of gina and alan miller, who have worked in the uk investment management industry for nearly 28 years and founded the scm group, which includes scm private, scmdirect.com, scm50.com and moneyshe.com - all lifestyle orientated modern investment management brands that are characterised by integrity, transparency and fair fees. their backgrounds and experience have enabled them to question the complex industry structures and communications, and many intellectually and ethically empty excuses trotted out by the industry and its associations. they are passionate believers that consumers have a fundamental right to know the true cost of their investments, in one single number, before investing. at the time of launch the calculator listed over 5000 funds , investment trusts and etfs, and gave users the ability to enter three lines of data: amount invested, investment period and likely returns. the calculator would then automatically calculate a likely total cost of investing number, in pounds and pence and as a percentage; as the calculator was being fed by morningstar data. to the end of december 2014, the calculator had 70,000 + visits, and was being used by a number of financial advisers. but in january 2015 the millers were forced to redesign the calculator without the automatic data feeds, as the investment managment association made a hugely backward step in july 2012 by no longer requiring fund managers to publish their portfolio turnover rates (ptr). scm analysed (using third party morningstar data as at 5 th january 2015) 2,866 sterling, uk registered funds with a total of £1,274 billion invested. shockingly we found that as a result of the ima’s anti-transparency initiative, just 6% by number and 14% by value of these funds reported any ptr data on or after 1 st january 2014 , making the calculator assumptions less and less accurate going forward. in april 2014 daniel godfrey, the current chief executive of the ima claimed that “ what we are going to do next is agree on a standardised basis for the calculation of portfolio turnover rates .” in august 2014 it was reported that the ima “ is to launch a consultation into how fund groups disclose portfolio turnover rates as early as next month .” january 2015 – and we are still waiting! consumers cannot wait any longer for the ima to do what’s right. the fact that us investors have been treated with respect and had access to a simple definition of ptr since 2004, whilst the ima continues to mistreat uk investors, is scandalous. the result of the sheer ineptitude and total incompetence of the ima in not forcing its members to disclose their ptr numbers, together with all the other significant costs, has necessitated the true and fair calculator being redesigned. however there is good news for investors on the horizon as two eu directives - mifiid ii and prips, are coming into force in january 2016 which will require all investment managers and advisers to provide investors with all the various cost numbers, added up and shown in £ as well as percentages. for our disclaimer and more on the background of the true and fair calculator, click here this calculator finally gave investors the ability to see all likely fees and charges, and how these eat away their returns; over the life of their investment. if the uk industry was honest and provided to consumers a similar calculator, populated by all the relevant costs associated with its investment products, there would not be a need for this true and fair calculator at all. adopting such an ethical approach would dramatically increase transparency, investor protection and most importantly, trust in this vital industry. ultimately this would benefit both consumers and the industry alike, as greater trust would encourage the british public to save and invest for their futures. our model is different the true and fair calculator is dedicated to providing consumers with a true total that fairly reflects the likely cost of investing charities & projects all profits will go to small grassroots charities in the uk, which undertake vital work around fnancial education, and care & community support for the elderly. once the true and fair calculator generates profits these will be granted to projects or charities working in these two areas. financial literacy has been identified as a key necessity and an important concept that should be woven into teaching both young people and vulnerable sections of society. if these groups are able to grasp financial concepts and vocabulary, they will be able to become more independent and self-reliant. funding will go to small community charities or projects teaching better understand of budgeting, saving, spending and investing. the savings and investment industry makes its profits from selling products and services to consumers so they can achieve their financial goals; particularly in their later retirement years. the founders of the true and fair calculator see it as fitting that profits from this calculator should therefore benefit those elderly who have little or no financial security, and are becoming the forgotten isolated and poor in the uk. a fifth of pensioners in the uk are at risk of poverty, according to the office for national statistics. this equates to around two million retired people and these figures aren't likely to stop increasing. the uk's ageing population has considerable consequences for public services. according to the parliament.uk website, 10 million people in the uk are over 65 years old. the latest projections are for 5½ million more elderly people in 20 years' time and the number will have nearly doubled to around 19 million by 2050. 65% of the department for work and pensions' benefit expenditure goes to those over working age, equivalent to £109 billion in 2011/12 or one-seventh of total public expenditure. continuing to provide state benefits and pensions at today's average would mean additional spending of £10 billion a year for every additional one million people over working age. this is simply unsustainable so we think it is right that the investment industry should provide some funding to this area of social care. the founders, owners and suppliers have provided their services either pro-bono or at vastly reduced fees. once the true and fair calculator is generating profits these will be granted to small but effective community projects or charities working in areas of financial education, and care & support for the elderly. 25 % of brits relying on winning the lottery to improve their personal finances 1 10 % of british adults (5m people) are permanently overdrawn 2 90 % of the population have less than £100 a month left over each month after paying the bills 3 14 m brits use credit cards to fund their day-to-day living expenses 2 £ 57,789 the average household debt in the uk 4 22 % say they are in too much debt to feel secure. another 22% are burying their head in the sand by trying not to think about their personal finances 5 1 in 5 people are lying to their partner about how much debt they're in 6 48 % of the population are actively saving for retirement by paying into a pension 7 brits underestimate their monthly outgoings by almost £ 500 a month. they believe their outgoings are £892 a month on average. in reality they're £1,3782 8 22 % say they are in too much debt to fe

URL analysis for trueandfaircalculator.com


http://www.trueandfaircalculator.com/#about-section
http://www.trueandfaircalculator.com/#main-content
http://www.trueandfaircalculator.com/calculator
http://www.trueandfaircalculator.com/sites/default/files/full_assumptions_calculations_2015.pdf
http://www.trueandfaircalculator.com/terms-conditions
http://www.trueandfaircalculator.com/sites/default/files/total_cost_of_investing_template_-_mar_15.pdf
http://www.trueandfaircalculator.com/calculator
http://www.trueandfaircalculator.com/privacy-policy
http://www.trueandfaircalculator.com/#webform-client-form-12
http://www.trueandfaircalculator.com/#team-section
http://www.trueandfaircalculator.com/#counter-section
http://www.trueandfaircalculator.com/#parallax-section-2

Whois Information


Whois is a protocol that is access to registering information. You can reach when the website was registered, when it will be expire, what is contact details of the site with the following informations. In a nutshell, it includes these informations;

Domain Name: TRUEANDFAIRCALCULATOR.COM
Registry Domain ID: 1721998632_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.meshdigital.com
Registrar URL: http://www.domainbox.com
Updated Date: 2017-05-15T00:00:00Z
Creation Date: 2012-05-22T00:00:00Z
Registrar Registration Expiration Date: 2022-05-22T00:00:00Z
Registrar: WEBFUSION LIMITED
Registrar IANA ID: 1515
Registrar Abuse Contact Email: [email protected]
Registrar Abuse Contact Phone: +1.8779770099
Reseller: 123Reg/Webfusion
Domain Status: clientDeleteProhibited https://icann.org/epp#clientDeleteProhibited
Domain Status: clientUpdateProhibited https://icann.org/epp#clientUpdateProhibited
Domain Status: clientTransferProhibited https://icann.org/epp#clientTransferProhibited
Registry Registrant ID:
Registrant Name: Tora Arnold
Registrant Organization: SCM Private
Registrant Street: Liscartan House
Registrant City: London
Registrant State/Province:
Registrant Postal Code: SW1X 9AS
Registrant Country: GB
Registrant Phone: +44.2078388654
Registrant Phone Ext:
Registrant Fax Ext:
Registrant Email: [email protected]
Registry Admin ID:
Admin Name: Tora Arnold
Admin Organization: SCM Private
Admin Street: Liscartan House
Admin City: London
Admin State/Province:
Admin Postal Code: SW1X 9AS
Admin Country: GB
Admin Phone: +44.2078388654
Admin Phone Ext:
Admin Fax Ext:
Admin Email: [email protected]
Registry Tech ID:
Tech Name: Webfusion Limited
Tech Organization: Webfusion Limited
Tech Street: 5 Roundwood Avenue
Tech City: Stockley Park
Tech State/Province: Uxbridge
Tech Postal Code: UB11 1FF
Tech Country: GB
Tech Phone: +44.8712309525
Tech Phone Ext:
Tech Fax Ext:
Tech Email: [email protected]
Name Server: ns.123-reg.co.uk
Name Server: ns2.123-reg.co.uk
DNSSEC: unsigned
URL of the ICANN WHOIS Data Problem Reporting System: http://wdprs.internic.net/
>>> Last update of WHOIS database: 2017-07-19T11:14:52Z <<<

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The Data in this WHOIS database is provided
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(1) allow, enable, or otherwise support the transmission of mass
unsolicited, commercial advertising or solicitations via e-mail(spam);
or (2) enable high volume, automated, electronic processes that
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LACK OF A DOMAIN RECORD IN THE WHOIS DATABASE DOES
NOT INDICATE DOMAIN AVAILABILITY.

  REGISTRAR 123-REG LIMITED

  REFERRER http://www.meshdigital.com

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  SERVER whois.123-reg.co.uk

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DOMAIN

  NAME trueandfaircalculator.com

NSERVER

  NS.123-REG.CO.UK 212.67.202.2

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STATUS
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clientTransferProhibited https://icann.org/epp#clientTransferProhibited
clientUpdateProhibited https://icann.org/epp#clientUpdateProhibited

  CHANGED 2017-05-15

  CREATED 2012-05-22

  EXPIRES 2022-05-22

  REGISTERED yes

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